What Does Unsecured Bond Mean?


When you are arrested, you are taken to jail pending trial. If you do not want to stay in jail, you can pay a bond for your release. A bail bond is a guarantee that you will show up in law court for trial. The bond can either be secured or unsecured.  But what does unsecured bond mean?

What is Unsecured Bond?

Unsecured bonds are not secured with any tangible asset. The court may grant the defendant a release on a citation or personal recognizance. The judge believes that the defendant will appear in court without incentive or placing cash and property as collateral.


Unsecured Bond Definition

What does unsecured bail mean? The defendants make a promise to appear in court at the set date, and the judge believes the accused will honor the promise. An unsecured bond is a type of bail bond that they promise to pay bail at a later date if they fail to appear in court. Unsecured bail bonds are also referred to as signature bonds because they are very risky to a bondsperson.

Unsecured bonds are not available to everyone. They are usually given to people with good credit, insignificant crime, and people who have lived in the area for a significantly long time. There are a number of Indianapolis bail bond agents that are more than willing to help to underwrite an 8% bond iees,t

While failure to appear in court is a crime, the defendant will not lose any property or money. It is, however, in your best interest to return to court for hearing if released from jail on a citation or personal recognizance.

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Type of Unsecured Bail Bond

An unsecured bail bond can be categorized into their signature bond, Personal recognizance, and own recognizance.

Own Recognizance

Own recognizance (OR) has no cost. Signed paperwork and promise to appear for a court hearing will get the job done. However, the judge can issue a bench warrant if you fail to appear in court.

 Signature Bond

A signature bond, as the name suggests, is an unsecured bond where the judge will require your signature as the promise to appear for a court date. Like other bonds, the court will issue an arrest warrant if you miss court proceedings. A signature bond is almost similar to its recognizance bond. The difference is that the court will require property as collateral for a signature bond. Beside the bench warrant, the court will seize your property if you fail to appear.

A signature bond is an unsecured bond simply because you do not pay any cash value in advance to get out of jail.

Personal Recognizance

Personal recognizance is an unsecured bond where the court asks for your signature as a promise to attend court dates. Besides, you will be required to attend counseling and therapy sessions after released from jail. The type of therapy will depend on your case. People accused of dealing drugs and domestic violence due to alcoholism will normally be required you visit a psychiatrist.

The major advantage of using an unsecured bond is that it is very easy and simple to understand.

Unsecured Bonds are Normally Reserved for Minor Crimes

The processing time is also very little. However, since unsecured bonds carry a higher risk factor, the judge may be reluctant to grant the bond. Typically, unsecured bonds are given for minor crimes and misdemeanors such as traffic violations. Your criminal history also plays a huge role when a judge is determining whether to release you on personal recognizance or citation. The judge will not give you bail if they believe you are a threat to the community. If you are in Marion county and need a Marion County bail bond agent, call us at 317-279-6854.